Life Insurance Book Review

Here’s one from down under - www.moneybuddy.com.au. It’s a newish website dedicated to home loans, car loans and credit cards in Australia.

They’ve got a very nice looking site that’s a dream to navigate around. I played around a little bit and was quite impressed that they’ve actually got an online shopping service for Australian credit cards. You can select a few parameters and it instantly kicks out a detailed list of providers and their rates. How cool is that?

They’ve got sections on home loans, credit cards, and car loans. They also have an a variety of informative articles on budgeting for your car, reserve bank interest rates (that must be an Aussie term?) as well as an extensive financial services directory for Australians that includes insurance, car loans, home loans, credit cards, and personal financial services. All in all, a very well rounded financial hub website for Australians.

If you are graduating from college with a big debt soon or have already graduated take a look at this site www.unitedloanrate.com. They specialize in student loan consolidation, which can lower your monthly payments.

If you are looking to consolidate loans you have acquired over the last few year into one low monthly payment this site can assist you. They are insured and backed by the United States Department of Education.

Their site offers lots of information in helping you make the right decision with your current debt load. The frequently asked questions section has lots of good information to advise someone who has not used a service like this before.

The site also offers low interest credit cards and has the option of applying for these or the education debt consolidation loans online. Check out the helpful articles section for lots of information on student loans, debt consolidate and more.

Here’s a bit of an odd idea - buying gold bullion online. The folks at Bullion Vault apparently let you purchase your own gold and they store it in the center of your choice (London, New York, etc).

On the negative side, I expect you really don’t have access to the actual gold - is there any way to tell for sure that the gold is actually there? Probably not. It seems well suited for people somehow looking to get rich quick, or for the tinfoil hatters amongst us who believe that you’ve got to physically own the gold (though you’re still dealing through an intermediary here).

On the plus side, gold has been a solid investment for as long as I can remember. In fact, I can remember in the 70’s when gold started out at around $35CDN an ounce. Along came the Iranian diplomatic standoff, and gold soared to over $1000CDN an ounce. People were pulling their gold caps out of their teeth to cash them them, it was that crazy. Lots of people made an awful pile of money over that. And back in the ’70’s, a $1000 was REALLY a $1000.